About Terra

An African technology company.

Terra is a mission-driven Pan-African company building technology that enables institutions in emerging markets to operate, grow, and serve communities with confidence.

The Terra team in the Nairobi office

Our vision

Powering the dreams of the next billion.

Founded in Nairobi in 2012. Led by its founders, Muriuki Collins and Martin Nyaga.

Our story

Fourteen years of building.

2012

Founded in Nairobi

Muriuki Collins and Martin Nyaga start Terra.

2016

A digital payments business

Terra grows into digital payments.

2020–22

The shutdown

Covid took a profitable business in three markets to zero. School feeding kept us going.

2022

Rebuilt

We came back and rebuilt the company.

2023

1.4M users

Powered with our partners.

The Terra team in the Nairobi office
2026

Terra GO

Our second brand launches in February, for parents and schools.

What we believe

Grit is part of who we are. When the ground shifts, we rebuild.

What we hold to

Our core values.

01

Communication

We speak clearly and simply.

02

Adaptability

We're flexible. We bend, and never break.

03

Dependability

You can rely on us, inside the team and out.

04

Accountability

We own our mistakes, fix what we miss, and never walk past a bad standard.

Our people

The team.

Muriuki Collins
Muriuki CollinsCo-Founder and CEO
Martin Nyaga
Martin NyagaCo-Founder and CTO
Eric Mwiti
Eric MwitiChief Growth Officer
Faith Yamo
Faith YamoProduct Manager
Erick Mwinyi
Erick MwinyiCommercial Manager
FW
Faith WagakiPeople Manager
FM
Fedema MwangiManagement Accountant

Advisory board

SK
Dr Samuel KiruthuAdvisory board
KN
Ken NjorogeAdvisory board
HT
Herbert ThuoAdvisory board